Payment Policy & CareCredit Financing

Navigating dental costs shouldn’t add stress to your dental care journey. Understanding your payment options before you schedule your first appointment can help you feel confident and prepared to receive the quality care you deserve. At Floss & Co., we’ve created flexible payment solutions designed to make comprehensive dental services accessible and affordable for every patient, whether you’re coming in for a routine cleaning or more extensive treatment.

At Floss & Co., we believe quality dental care should be accessible and affordable for everyone. We’ve designed our payment options to accommodate different financial situations, making it easier for you to prioritize your oral health without stress. Before your first appointment, understanding your insurance coverage and payment options can help you feel confident and prepared.

Payment Methods We Accept

We accept multiple forms of payment to make your visit as convenient as possible. Whether you prefer to pay with cash, credit, or debit, we have you covered. Our team accepts Visa, MasterCard, American Express, and Discover cards. Cash payments are always welcome as well. When you schedule your appointment, our administrative team will walk you through which payment method works best for your treatment plan.

Comprehensive Insurance Acceptance

We proudly accept all dental insurance plans. Whether you have coverage through your employer, a private plan, or a government program, our team works with your provider to maximize your benefits. We handle the paperwork and communicate directly with insurance companies to verify your coverage before your visit. This means you can focus on your treatment rather than navigating complex insurance policies.

Our administrative staff has years of experience working with various insurance carriers. They understand the nuances of different plans and can explain your coverage in clear, straightforward terms. If you’re unsure about your benefits or need help understanding what’s covered, we’re here to guide you through every step of the process.

Flexible Financing Through CareCredit

For treatments not fully covered by insurance or for patients without coverage, we offer financing through CareCredit. This healthcare credit card provides flexible payment plans that allow you to spread the cost of treatment over time. CareCredit offers promotional periods with low or no interest, making larger procedures more manageable for your budget.

Applying for CareCredit is simple and can often be completed right in our office. Many patients receive approval within minutes, allowing them to move forward with necessary treatments without delay. Our team can help you understand which payment plan works best for your situation and answer any questions about the application process.

Making Dental Care Affordable

We understand that unexpected dental issues can create financial stress. That’s why we work closely with each patient to develop treatment plans that fit both their oral health needs and their budget. During your consultation with our experienced team of dentists, we’ll discuss all available options and their associated costs upfront.

Our goal is to eliminate surprises and create transparency around pricing. Before beginning any procedure, you’ll receive a clear breakdown of costs and payment options. This approach allows you to make informed decisions about your dental care without feeling pressured or uncertain about expenses.

Schedule Your Appointment Today

Understanding your payment options is the first step toward achieving optimal oral health. Whether you’re a new patient or returning for ongoing care, our team is here to answer your questions and make the payment process straightforward. Contact us today to schedule your appointment at either our Archer Avenue or Midway Airport location and learn more about how we can help you afford the smile you deserve.

Frequently Asked Questions About Payment

Do I need to pay at the time of service?

Payment is typically expected at the time of service. However, if you’re using insurance, we’ll file your claim, and you’ll only be responsible for any co-pays, deductibles, or services not covered by your plan. For larger treatments, we can discuss payment arrangements in advance.

Can I use multiple payment methods?

Yes. If you’d like to split your payment between different methods, such as putting part on a credit card and part on CareCredit, our team can accommodate that request. We want to make payment as flexible and convenient as possible.

What if I can’t afford my recommended treatment?

We’ll work with you to prioritize necessary treatments and explore all financial options. In some cases, we may be able to phase treatment over time or suggest alternative approaches that fit your budget. Our priority is your oral health, and we’ll do everything we can to help you receive the care you need.

Does CareCredit cover all dental procedures?

CareCredit can be used for most dental procedures, from routine cleanings to more extensive treatments like dental implants or orthodontics. Our team can verify what’s covered and help you understand your financing options during your consultation.

How long does CareCredit approval take?

Most CareCredit applications are processed within minutes. You can apply online before your visit or in our office with assistance from our staff. Once approved, you can use your CareCredit account immediately for your treatment.

What happens if my insurance doesn’t cover a procedure?

If your insurance doesn’t cover a recommended treatment, we’ll discuss alternative payment options, including CareCredit financing or payment plans. We believe financial limitations shouldn’t prevent you from receiving necessary dental care, and we’ll work with you to find a solution.