Our team at Floss & Co. would love to meet you and your family and provide you with the dental care you deserve!
Quality dental care should be accessible, not out of reach because of cost. Payment options can make the difference between delaying necessary treatment and getting the smile you deserve today.
At Floss & Co., we partner with CareCredit to give you flexible financing solutions for your dental procedures. Whether you need cosmetic dentistry, restorative work, or orthodontic treatment, our financing options help you invest in your oral health without the stress.
What Is CareCredit?
CareCredit is a healthcare credit card designed for medical and dental expenses. It works like a regular credit card but is accepted at over 250,000 healthcare providers across the country, including dental offices like ours.
The main advantage of CareCredit is its promotional financing options. Depending on the amount and your creditworthiness, you may qualify for special financing plans that let you pay over time with reduced or no interest. This means you can break down the cost of larger procedures into manageable monthly payments instead of paying everything up front.
CareCredit covers a wide range of dental services, from routine cleanings and fillings to more complex procedures like dental implants, veneers, and orthodontic treatment. You can use your CareCredit card for your entire family, making it a practical option for households with multiple dental needs.
How CareCredit Works at Floss & Co.
Applying for CareCredit
The application process is simple and quick. You can apply online through the CareCredit website or complete an application at our office. Most applicants receive a decision within minutes, so you can move forward with your treatment plan right away.
There’s no penalty for checking your eligibility, and the application won’t affect your credit score unless you’re approved and accept the card. Once approved, you’ll receive credit limits based on your financial profile, typically ranging from a few hundred to several thousand dollars.
Using Your CareCredit Card
After approval, you can use your CareCredit card immediately for qualifying procedures at Floss & Co. Simply let our team know you’ll be using CareCredit, and we’ll process your payment just like any other credit card transaction.
Your CareCredit card can be used for multiple visits and procedures, not just one-time treatments. If you have remaining credit after one procedure, you can apply it to future dental work or even use it at other healthcare providers. This flexibility makes it easier to maintain consistent dental care without worrying about separate payment arrangements for each visit.
Payment Plans and Interest Options
CareCredit offers several financing options depending on the total cost of your treatment. Promotional plans often include no-interest financing if you pay off the balance within a set period, typically six, 12, 18, or 24 months. Standard financing plans with fixed monthly payments are also available for longer-term arrangements.
It’s important to understand the terms of your specific plan. If you don’t pay off your balance by the end of the promotional period, you may be charged deferred interest on the original amount. Reading your agreement carefully and budgeting for monthly payments helps you avoid unexpected charges.
Procedures Covered by CareCredit
CareCredit can be used for nearly any dental procedure at Floss & Co. Common treatments include:
- Teeth whitening and cosmetic enhancements
- Dental crowns and bridges
- Root canal treatment and other endodontic procedures
- Dental implants and implant-supported dentures
- Invisalign and traditional braces
- Emergency dental care
- Preventive services and cleanings
Whether you’re addressing an urgent issue or planning elective cosmetic work, CareCredit gives you the financial flexibility to proceed without delay. Many patients find it easier to commit to comprehensive treatment plans when they know they can manage payments over time.
Schedule Your Visit to Floss & Co.
Our team builds personalized treatment plans to fit your needs and your budget. We work with you to find the best option for your care, whether through CareCredit, insurance, or other payment arrangements. With state-of-the-art technology and a commitment to patient comfort, we help you achieve optimal oral health in a welcoming environment.
Financing shouldn’t stand between you and a healthier smile. Our team at both our Archer Avenue and Lincoln Park locations is ready to answer your questions about CareCredit and other payment options. Contact us today to learn more about flexible financing and schedule your appointment.
Frequently Asked Questions About CareCredit
How do I apply for CareCredit?
You can apply online at the CareCredit website or fill out an application at our office. Most applicants receive a decision within minutes, allowing you to proceed with treatment right away.
What credit score do I need to qualify?
CareCredit doesn’t publish a minimum credit score requirement, but applicants with fair to good credit typically have better approval odds. Even if you’ve been denied credit elsewhere, it’s worth applying since CareCredit evaluates applications individually.
Are there any fees to use CareCredit?
There’s no annual fee for the CareCredit card. However, if you don’t pay off your promotional balance within the specified timeframe, deferred interest may apply to the original purchase amount.
Can I use CareCredit for family members?
Yes. You can use your CareCredit card to pay for dental procedures for your spouse, children, or other family members at participating providers like Floss & Co.
What happens if I miss a payment?
Missing payments can result in late fees and may affect your credit score. It’s important to make at least the minimum payment each month to maintain your account in good standing and avoid penalties.
How long does approval take?
Most applicants receive an instant decision when applying online or in person. If additional verification is needed, it may take a few business days to receive a final determination.
Can I pay off my balance early?
Yes. You can pay off your CareCredit balance at any time without prepayment penalties. Paying early or making larger payments helps you avoid interest charges on promotional plans.
What if I need more credit later?
You can request a credit limit increase through CareCredit’s website or customer service. Increases are subject to approval based on your payment history and creditworthiness.
